Trusted by 1500+ Clients

Protecting What Matters Most

Comprehensive insurance solutions tailored to your unique needs. Experience peace of mind with Insurance Choice Plans.

About Insurance Choice Plans

Your trusted partner in protection for over 7 years

Excellence in Insurance Protection

At Insurance Choice Plans, we're committed to providing peace of mind through comprehensive insurance solutions tailored to your unique needs. Our mission is to protect what matters most to you with integrity, transparency, and exceptional service.

Our dedicated team of insurance professionals brings decades of combined experience to help you navigate the complexities of insurance. We take the time to understand your needs and provide personalized recommendations that offer the best protection at competitive rates.

7+
Years Experience
1500+
Happy Clients
24/7
Support
Award Winning
Expert Team
Trusted Partner

Why Choose Insurance Choice Plans

Experience the Insurance Choice Plans difference

Comprehensive Coverage

Our policies offer extensive protection tailored to your specific needs, ensuring you're covered in any situation.

Affordable Premiums

We offer competitive rates without compromising on the quality of coverage, making insurance accessible to everyone.

Expert Advisors

Our team of experienced professionals provides personalized guidance to help you make informed decisions.

24/7 Support

Our customer service team is available round the clock to assist you with any queries or claims.

Our Insurance Services

Comprehensive coverage solutions for all aspects of your life

Auto Insurance
Health Insurance
Home Insurance
Mortgage Insurance
Life Insurance
Business Insurance
Burial Insurance
Pet Insurance
Travel Insurance

Auto Insurance

Protect your vehicle with comprehensive coverage options that safeguard you against accidents, theft, and liability. Our auto insurance policies are designed to provide you with peace of mind on the road.

  • Collision and comprehensive coverage
  • Liability protection
  • Uninsured/underinsured motorist coverage
  • Roadside assistance

Health Insurance

Ensure access to quality healthcare with our flexible health insurance plans for individuals and families. We offer comprehensive coverage options to meet your healthcare needs.

  • Individual and family plans
  • Preventive care coverage
  • Prescription drug benefits
  • Network of top healthcare providers

Home Insurance

Protect your most valuable asset with comprehensive home insurance coverage against damage, theft, and natural disasters. Our policies are designed to give you complete peace of mind.

  • Property damage coverage
  • Theft and vandalism protection
  • Natural disaster coverage
  • Additional living expenses

Mortgage Insurance

Safeguard your home investment with mortgage protection insurance that pays off your loan in unforeseen circumstances. Protect your family's home and financial future.

  • Mortgage payoff protection
  • Affordable premiums
  • Flexible coverage options
  • Peace of mind for your family

Life Insurance

Provide financial security for your loved ones with our flexible life insurance policies tailored to your needs. Ensure your family's future is protected no matter what happens.

  • Term and whole life options
  • Flexible coverage amounts
  • Cash value accumulation
  • Beneficiary protection

Business Insurance

Protect your business assets, employees, and operations with our comprehensive business insurance solutions. Customized coverage for businesses of all sizes.

  • General liability coverage
  • Property insurance
  • Workers' compensation
  • Business interruption coverage

Burial Insurance

Relieve your family of financial burden with our burial insurance plans that cover funeral and final expenses. A thoughtful way to protect your loved ones.

  • Funeral expense coverage
  • Final expense protection
  • No medical exam options
  • Guaranteed acceptance

Pet Insurance

Ensure your furry friends receive the best care with our comprehensive pet insurance coverage for accidents and illnesses. Keep your pets healthy without financial stress.

  • Accident and illness coverage
  • Preventive care options
  • Multiple pet discounts
  • Any licensed vet acceptance

Travel Insurance

Travel with peace of mind knowing you're protected against trip cancellations, medical emergencies, and lost luggage. Comprehensive coverage for all your travel needs.

  • Trip cancellation protection
  • Medical emergency coverage
  • Lost luggage reimbursement
  • 24/7 travel assistance

Frequently Asked Questions

Find answers to common questions about our insurance services

How do I choose the right insurance policy for my needs?

Our experienced advisors will help you assess your specific needs and risks to recommend the most suitable coverage. We consider factors like your financial situation, family responsibilities, assets, and future goals to tailor a policy that provides optimal protection.

What factors affect my insurance premiums?

Premiums are calculated based on various factors including your age, health status, location, coverage amount, deductible choices, and risk factors specific to the type of insurance. For example, auto insurance premiums consider driving history and vehicle type, while health insurance considers pre-existing conditions and lifestyle choices.

How quickly can I get coverage after applying?

The time to activate coverage varies by policy type. Some policies like auto insurance can be effective immediately upon approval, while others like life insurance may require underwriting and medical exams, which can take several weeks. Our team works diligently to expedite the process and keep you informed at every step.

What types of coverage do you offer?

We offer a comprehensive range of insurance coverage including auto, health, home, life, business, and specialty insurance products. Each type of coverage can be customized to meet your specific needs and budget.

Can I bundle multiple insurance policies?

Yes, we offer multi-policy discounts when you bundle different types of insurance with us. Bundling can save you money while simplifying your insurance management with a single provider.

Do you offer customizable coverage options?

Absolutely! We understand that everyone's needs are different. Our advisors work with you to create customized coverage solutions that address your specific concerns while staying within your budget.

What is the claims process like?

Our claims process is designed to be straightforward and stress-free. You can file a claim online, through our mobile app, or by calling our 24/7 claims hotline. Once submitted, our claims team will review your case, may request additional documentation if needed, and work to process your claim as quickly as possible. We provide regular updates throughout the process.

How long does it take to process a claim?

Processing times vary depending on the complexity of the claim. Simple claims may be processed within a few days, while more complex claims may take several weeks. We strive to process all claims as efficiently as possible while ensuring thorough review.

How do I file a claim?

Filing a claim is easy with Insurance Choice Plans. You can submit claims through our online portal, mobile app, or by calling our dedicated claims hotline. Have your policy number and relevant documentation ready when you file. Our claims team will guide you through the process and keep you updated every step of the way.

What payment methods do you accept?

We accept various payment methods including credit cards, debit cards, electronic bank transfers, and automatic payments. You can choose the payment method that works best for you and set up automatic payments for convenience.

Can I change my payment due date?

Yes, we understand that everyone's financial schedule is different. You can request to change your payment due date by contacting our customer service team. We'll work with you to find a date that better suits your needs.

What happens if I miss a payment?

If you miss a payment, we'll send you a reminder notice. Most policies have a grace period during which you can make the payment without losing coverage. If you're experiencing financial difficulties, please contact us as soon as possible to discuss your options.

What Our Clients Say

Hear from customers who have experienced our exceptional service

Kaven Mandis

"Insurance Choice Plans made the process of selecting home insurance incredibly simple. Their agent took the time to understand our needs and found us comprehensive coverage at a great price. When we had to file a claim after a storm, the process was smooth and hassle-free."

Michael Rodriguez

"As a small business owner, I needed comprehensive insurance that wouldn't break the bank. Insurance Choice Plans delivered exactly that. Their business insurance package covers all my needs at a premium I can afford. Their customer service team is always responsive and helpful."

Emily Chen

"I've been with Insurance Choice Plans for my auto and life insurance for over 10 years. They've consistently provided excellent service and competitive rates. When I had an accident last year, their claims team was incredibly supportive and processed my claim quickly. I highly recommend them to anyone looking for reliable insurance coverage."

Contact Us

Get in touch with our team for personalized insurance solutions

Get In Touch

Our Location

5113 Airview Ct, Sandston, Virginia 23150, USA

Phone Number

+1 (804) 222-0949

Email Address

contact@insurancechoiceplans.com

Business Hours

Monday - Friday: 9:00 AM - 6:00 PM
Saturday: 10:00 AM - 4:00 PM